Financial technology (FinTech) has materialized as a transformative force in
improving financial inclusion, particularly in emerging markets. By leveraging
improvements such as mobile banking, MoMo, digital payment platforms, and data
analytics, Fintech has expanded access to financial services for underserved
populations. This paper examines the role of Fintech in promoting financial inclusion,
highlighting its impact on economic development and poverty reduction. It also
addresses the challenges and risks associated with Fintech implementation, including
cybersecurity concerns, regulatory hurdles, and the potential for amplified disparity.
The study underscores the need for a balanced style that fosters innovation while
guaranteeing buyer protection and financial stability.
Keywords: Financial inclusion, Fintech, Financial, Innovation, Technology.
